Job Summary:

To evaluate and recommend or approve if within discretion limit credit applications so as to increase the lending book portfolio of KCB Bank Tanzania Limited.

Key Responsibilities:

  • Deputize the Head of Credit
  • Championing overall credit risk management of the department whilst ensuring operation within agreed policy frameworks.
  • Effective leadership and oversight of the credit analysis and credit administration functions.
  • Sanction of credit within delegated approval limits.
  • Accountable for delivery of desired customer experience by executing within SLA.
  • Ensure accurate and timely preparation of all credit reports (internal and external).
  • Continuous Internal and External stakeholder engagement and management.
  • Accountable for sound portfolio performance and management within agreed risk appetite metrics.
  • Contribute to continuous improvement in processes, policies, products and knowledge share.
  • Continuous proactive risk awareness and management.
  • Management of banks credit audits both internal and external and championing closure of audit issues as per agreed timelines in the auditor’s report.


  • Bachelor’s degree in Business, Finance or Accounting
  • Minimum 8 years banking experience of which at least 3 years should be in management.
  • Professional accounting /finance qualifications with be an added advantage
  • Masters level qualification will be an added advantage

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